Why is there a difference between the exchange rate at Firi and other services?
As mentioned previously, it is the customers who decide the price at Firi, and all exchanges have their own order book. If you google 1 BTC to NOK, you will get a price that is based on one of the major international exchanges. However, it is not only this that has an impact on the final price of cryptocurrency.
First of all, you must take into account that the dollar exchange rate varies between different banks. This means that the price you are given at another crypto exchange or on Google is not necessarily the price you actually pay in Norwegian kroner. At Firi, there is no exchange between currencies and you therefore all get real price in Norwegian kroner.
Secondly, your bank will charge a currency surcharge to exchange your Norwegian kroner for foreign currency when you use foreign services. The mark-up varies but can be up to approx. 2 percent. In other words, a bitcoin purchase for 10,000 NOK at a foreign exchange can cost you 200 NOK in currency surcharges. You will not receive this surcharge from Firi as we do not need to exchange from NOK.